Place Deals Beyond Your Lender Lineup

Deal Placement Network

A deal placement network gives brokers, vendors, and advisors access to a broader lender network for declined deals and hard-to-place files. When primary lenders say no—due to credit, exposure, industry, or structure—the network provides a channel to send declined business loans for second look evaluation.

  • Access to lenders beyond your primary lineup
  • 35% revenue share on funded transactions
  • Deals evaluated on multiple factors

Why This Topic Matters

A decline from one lender does not mean no options exist. Lenders have different credit boxes, program limits, and risk appetites. A deal placement network fills a gap by connecting referral partners with financing sources that may evaluate deals differently. Brokers, vendors, and advisors routinely encounter clients who were declined elsewhere. Without a placement channel, those deals die—and the relationship may suffer.

The referral partner network evaluates opportunities that may qualify depending on structure, revenue, collateral, and lender guidelines. No approval is promised—each deal is reviewed on its merits. Send declined business loans for evaluation. See broker deal placement network for broker-specific options. Commercial finance deal network describes the broader commercial finance context. How brokers place loan deals explains the placement process.

Common Scenarios

Situations where a deal placement network is often consulted:

  • Bank decline—Borrower applied to a bank and was declined for credit, industry, or policy reasons.
  • Exposure cap—Primary lender has maxed out exposure to the borrower, industry, or geography.
  • Equipment vendor decline—In-house vendor program declined the buyer; alternative financing may be available.
  • Broker lender mismatch—Deal does not fit the broker's current lender lineup.
  • MCA shop overflow—Client needs term financing, equipment financing, or a structure outside the MCA product.
  • Time in business—Borrower is newer than the first lender's requirements.

How Financing Works in This Situation

A deal placement network operates through referral relationships. A broker, vendor, or advisor with a signed referral agreement submits the deal. The financing partner evaluates the opportunity and, if appropriate, matches it to a lender in their network. The referral partner does not broker the loan—they introduce the opportunity and may receive revenue share when the deal closes.

Deals are reviewed based on multiple factors: credit profile, revenue, time in business, collateral, industry, and structure. Opportunities may qualify depending on how these factors align with lender appetites. No approval is promised—each deal is evaluated on its merits. See commercial lending referral fees for how compensation works.

Practical Examples

Equipment purchase declined by vendor program. A manufacturer needs machinery; the vendor's in-house program declined due to credit. The vendor refers the deal to a placement network. An alternative lender with equipment-backed financing may consider the deal depending on structure and collateral.

Working capital declined by bank. A contractor needs working capital; the bank declined due to industry or exposure. The contractor's CPA refers the client to a financing partner. Revenue-based or alternative structures may create options.

Broker deal outside lender box. A broker has a solid deal that does not fit any of their current lenders. They submit to a referral partner network for second look. The network may match the deal to a lender with different guidelines.

When Businesses or Brokers Use This Option

Brokers use deal placement networks when deals fall outside their primary programs. Vendors use them when in-house financing declines a buyer. Consultants and CPAs use them when clients need financing and have been declined elsewhere. The common thread: a need for a different evaluation than the first lender provided.

Placement is not a guarantee. It is an additional path to explore when the first path did not work. Send declined business loans and hard-to-place business loans for review through the referral partner process. Review the referral agreement before submitting. See where brokers send declined deals for more context.

How Axiant Partners May Review Opportunities

1

Agreement required

Partners review and sign the referral agreement before submitting deals.

2

Deal submission

Submit borrower and request details by email.

3

Evaluation

We evaluate the opportunity and identify possible funding paths based on multiple factors.

4

Communication

Partners stay informed throughout the process.

5

Revenue share

When a deal closes, partners may receive 35% revenue share per the agreement.

FAQ

Questions about deal placement networks

What is a deal placement network?

A deal placement network is a network of lenders and financing partners that brokers, vendors, and advisors can use to place declined or hard-to-place business loan deals. Referral partners introduce opportunities; the financing partner evaluates and may match deals to appropriate lenders.

How do brokers use a deal placement network?

Brokers with a signed referral agreement submit deals to the network. The financing partner evaluates the opportunity and, if appropriate, matches it to a lender. The broker does not broker the loan—they refer it and may receive revenue share when it closes.

Can brokers place declined deals through the network?

Yes. Deal placement networks often specialize in declined and hard-to-place deals. Brokers can send declined business loans for second look evaluation. Each deal is reviewed on its merits; approval is not guaranteed.

How do referral partners get paid in a deal placement network?

Referral partners typically receive revenue share when a deal closes—often around 35%. Payment is issued within 30 days of funds received. Compensation is based on successful placements, not introductions alone.

Do I need a referral agreement to use the network?

Yes. Referral partners must review and sign the referral agreement before submitting any deals. The agreement defines compensation, protects both parties, and establishes the process.

What types of deals can be placed through the network?

The network may work with equipment financing, working capital, term loans, lines of credit, SBA-related financing, accounts receivable financing, fleet financing, and other commercial finance products. Options depend on deal structure and lender appetites.

How does a deal placement network differ from my lender lineup?

A deal placement network provides access to additional lenders beyond your primary lineup. When your lenders decline or cannot fund a deal, the network may offer a second look through lenders with different credit boxes, program limits, or risk appetites.

Have a declined deal?

Submit for placement review

Review the referral agreement, sign it, and submit opportunities for evaluation.