Place Deals Beyond Your Lender Lineup

Broker Deal Placement Network

A broker deal placement network gives loan brokers access to a broader lender network for declined deals and hard-to-place files. When your primary lenders say no—due to credit, exposure, industry, or structure—the network provides a channel to send declined business loans for second look evaluation.

  • Access to lenders beyond your primary lineup
  • 35% revenue share on funded transactions
  • Deals evaluated on multiple factors

Why This Topic Matters

Brokers are limited by their lender lineup. When every lender in that lineup declines a deal, the broker has nowhere to go—unless they have access to a deal placement network. A network extends the broker's reach to lenders with different credit boxes, program limits, and risk appetites.

Without a placement network, declined files often die. The broker tells the client no, and the relationship may suffer. A broker deal placement network provides a path for deals that may qualify depending on structure, revenue, collateral, and other factors. The broker refers the opportunity; the financing partner evaluates and may place it. As an referral partner or participant in the commercial lending ISO program, brokers can monetize deals that don't fit their box. What one lender declines, another may consider.

Common Scenarios

Situations where broker deal placement networks are often used:

  • All lenders declined—Broker has submitted to every lender in their lineup; all declined.
  • Exposure cap—Primary lender has maxed out exposure; broker needs another placement option.
  • Credit box mismatch—Deal does not fit any of the broker's lenders' credit requirements.
  • Product gap—Client needs a product type the broker's lenders do not offer.
  • Industry restriction—Broker's lenders do not fund the borrower's industry.
  • Deal size—Deal is too small or too large for broker's current programs.

How Deal Placement Networks Work

Broker deal placement networks operate through referral arrangements. A broker with a signed referral agreement submits the deal. The financing partner evaluates the opportunity and, if appropriate, matches it to a lender in the network. The broker does not broker the loan—they introduce the opportunity and may receive revenue share when the deal closes.

Deals are reviewed based on multiple factors: credit profile, revenue, time in business, collateral, industry, and structure. Opportunities may qualify depending on how these factors align with lender appetites. No approval is promised—each deal is evaluated on its merits. Brokers can send declined business loans for review through the network.

Practical Examples

Broker's lenders all declined for credit. A broker has a solid deal; every lender in their lineup declined due to credit. They refer through the placement network. The network may match the deal to a lender with broader credit standards.

Exposure cap at best lender. A broker's top lender has maxed exposure to the borrower's industry. The broker refers through the network. A different lender may consider the deal.

Equipment deal, working capital lenders. A broker's lenders focus on working capital; the client needs equipment financing. The broker refers through the network. Equipment-backed financing may be available depending on structure.

When Brokers Use This Option

Brokers use deal placement networks when deals fall outside their primary programs. The common thread: a need for lenders beyond the broker's current lineup. Instead of telling the client no, the broker refers the deal for second look through the network.

Placement networks are not a guarantee. They are an additional path to explore when the first path did not work. Send declined business loans for review through the referral partner process. Review the referral agreement before submitting.

How Axiant Partners May Review Opportunities

1

Agreement required

Brokers review and sign the referral agreement before submitting deals.

2

Deal submission

Submit borrower and request details by email.

3

Evaluation

We evaluate the opportunity and identify possible funding paths based on multiple factors.

4

Communication

Brokers stay informed throughout the process.

5

Revenue share

When a deal closes, brokers may receive 35% revenue share per the agreement.

FAQ

Questions about broker deal placement networks

What is a broker deal placement network?

A broker deal placement network is a network of lenders and financing partners that brokers can use to place declined or hard-to-place business loan deals. Brokers refer opportunities to the network; the financing partner evaluates and may match deals to appropriate lenders. Brokers may receive revenue share when deals close.

How do brokers use a deal placement network?

Brokers with a signed referral agreement submit deals to the network. The financing partner evaluates the opportunity and, if appropriate, matches it to a lender. The broker does not broker the loan—they refer it and may receive revenue share when it closes.

Can brokers place declined deals through the network?

Yes. Deal placement networks often specialize in declined and hard-to-place deals. Brokers can send declined business loans for second look evaluation. Each deal is reviewed on its merits; approval is not guaranteed.

How do brokers get paid in a deal placement network?

Brokers typically receive revenue share when a deal closes—often around 35%. Payment is issued within 30 days of funds received. Compensation is based on successful placements, not introductions alone.

Do I need a referral agreement to use the network?

Yes. Brokers must review and sign the referral agreement before submitting any deals. The agreement defines compensation, protects both parties, and establishes the process.

What types of deals can be placed through the network?

The network may work with equipment financing, working capital, term loans, lines of credit, SBA-related financing, accounts receivable financing, and other commercial finance products. Options depend on deal structure and lender appetites.

How does a deal placement network differ from my lender lineup?

A deal placement network provides access to additional lenders beyond your primary lineup. When your lenders decline or cannot fund a deal, the network may offer a second look through lenders with different credit boxes, program limits, or risk appetites.

Broker with declined deals?

Submit for placement network review

Review the referral agreement, sign it, and submit opportunities for evaluation.