Loan Brokers
Business loan brokers with files that don't fit your current lender lineup. Send deals for a second look.
ISO & Broker Partnership
Commercial Lending ISO & Broker Partnership Program
Work with a financing partner that reviews hard-to-place deals and supports brokers with broader lending options.
Referral submissions should follow agreement review and signature.
- 35% revenue share on successful placements
- Broader credit standards than many lenders
- Deals from $10K to $5M+ depending on structure
Who This Program Is For
Brokers, ISOs, and deal sources looking for a financing partner
ISOs
Independent sales organizations and ISO partners seeking a commercial finance broker program with broader placement options.
MCA Shops
Clients who need a different funding path than your product suite allows. Preserve the relationship.
Lenders With Declined Files
Deals outside policy, exposure limits, or credit box. Create another path instead of a hard decline.
Consultants
Business consultants whose clients need working capital, equipment financing, or other funding solutions.
Advisors
CPAs, fractional CFOs, and advisors who encounter clients needing financing options.
Partnership Model
How Broker Partnerships Work
Broker and ISO partnerships are structured through a formal referral agreement. Partners review and sign the agreement before submitting deals. Once signed, partners can send declined deals and hard-to-place business loans through our referral form.
We review each file, match deals to appropriate funding sources across our lender network, and keep partners informed throughout the process. When a transaction successfully funds and we receive compensation, partners may receive their revenue share under the agreement terms.
Referral Agreement
What Is an ISO Agreement in Commercial Finance
An ISO agreement—or Independent Sales Organization agreement—in commercial finance is a contract between a lender or financing advisory firm and a referral partner (broker, ISO, vendor, consultant, or other deal source). It defines how introductions are made, how compensation is calculated and paid, and how both parties protect their interests.
These agreements are also commonly called broker referral agreements, lender ISO agreements, or commercial lending referral agreements. Key elements typically include revenue share or commission structure, referral ownership, non-circumvention, clawback provisions, prospect protection periods, and independent contractor status.
Key Terms of the Axiant Partners Referral Agreement
The following summarizes key terms. The full agreement governs. Partners should read the complete document before signing.
35% Revenue Share
Referral partners may receive 35% of the gross commission or revenue actually received from funded transactions resulting from their introduction. Compensation is based on successful placements—not introductions alone.
Payment Timing
Payment is issued within 30 days of Axiant's receipt of funds from the funded transaction.
Clawback Provisions
Referral commissions are subject to clawback if a funded transaction later defaults, is rescinded, charged back, or causes Axiant to return any portion of its commission.
Non-Circumvention
The agreement contains non-circumvention protections related to introduced prospects and funding-source relationships.
24-Month Term
The agreement remains in effect for 24 months from execution. Terms for renewal or extension are set forth in the agreement.
60-Month Prospect Protection
Introduced prospects are protected for 60 months from initial introduction. If a prospect referred during the agreement term closes within that window, the referrer may receive compensation per the agreement.
Review the Referral Agreement
PDF format. Review the complete terms before signing. Return the signed agreement before submitting referrals.
Revenue Share
35% Referral Revenue Share
Referral partners may receive 35% of the gross commission or revenue actually received from funded transactions resulting from their introduction. Payment is issued within 30 days of receipt of funds. Compensation is based on successful placements—not introductions alone.
Common Deals
Common Deals Brokers Refer
- Declined bank loans
- Lower credit borrowers—some programs may consider 500+ FICO depending on structure, revenue, and collateral
- Equipment purchases requiring financing
- Working capital needs
- Lender exposure caps
- Files outside current lender box
- SBA-related opportunities
- Commercial real estate and bridge financing
Getting Started
How to Become an ISO Partner
Referral partners must review and sign the referral agreement before submitting deals. This defines compensation, protects both parties, and ensures a clear process. Referral partners and equipment vendors can send declined deals for review.
1
Review the referral agreement
Read the full agreement to understand compensation, timing, and responsibilities.
2
Sign the agreement
Return the signed agreement before submitting any referrals.
3
Submit deals for review
Once signed, email us your deal.
4
Stay informed
We keep communication clear throughout the review and placement process.
Ready to Partner?
Join the Commercial Lending ISO & Broker Partnership Program
Review the referral agreement, sign it, and start submitting deals for review.
Referral submissions should follow agreement review and signature.