Brokers
Files that don't fit your current lender lineup. Send declined deals for a second look instead of letting them go cold.
For Brokers, Lenders, MCA Shops, and Finance Companies
Have Deals You Can't Place?
Files declined for credit, exposure caps, policy limits, or deal structure? Send them to a broader lending network. Give dead files another path—and preserve your client relationship. See our declined business loans guide for a full overview.
Referral submissions should follow agreement review and signature.
- Broader credit flexibility—some programs consider 500+ FICO
- 35% revenue share on successful placements
- Second-look opportunities for declined files
Who This Is For
Professionals with deals they cannot place
Lenders
Tight credit boxes, exposure limits, or deals outside policy. Create another path instead of a hard decline.
MCA Shops
Clients who need a different funding path than your product suite allows. Preserve the relationship.
Finance Companies
Declined files that may still deserve a second look through a broader lending network.
Why Deals Get Sent Here
Problem-solving for hard-to-place files
Broader credit flexibility
Some programs may consider borrowers starting around 500+ FICO depending on scenario. We match deals to lenders with varying appetites.
Second-look opportunities
Deals declined elsewhere may still have options. Give dead files another path instead of a hard stop.
35% revenue share
Monetize placements when deals close. Professional, straightforward—no hype.
Preserve client relationships
When you can't place a deal, sending it here protects your reputation and keeps the client in motion.
Exposure cap solutions
When your lender's exposure is capped, we may have access to different programs.
Clear communication
You stay informed. We respond promptly. The process reflects well on your brand.
Common Declined Deal Scenarios
Files declined for reasons we may be able to help with
- Credit score below lender threshold
- Lender exposure caps reached
- Deal outside policy limits
- Structure doesn't fit your programs
- Industry restrictions
- Speed or complexity issues
- Deal size too small or too large
- Revenue or time-in-business requirements
- Collateral or documentation gaps
Credit Profiles We Can Consider
Broader standards for hard-to-place deals
Traditional lenders often require strong credit profiles. Some financing programs may consider borrowers starting around 500+ FICO depending on the deal structure, revenue profile, time in business, and collateral strength.
Different lenders, different credit boxes
Lower-credit borrowers may still have options in some scenarios. Equipment-backed or revenue-based situations may create additional possibilities. Deals declined elsewhere may still deserve a second look.
Factors that may affect placement
- FICO and credit history
- Revenue and cash flow
- Time in business
- Collateral strength
Types of Financing We May Be Able to Help With
Deals from $10K to $5M+ depending on structure
Equipment Financing
Machinery, vehicles, and business assets.
Working Capital
Short-term funding for operations and cash flow.
Business Term Loans
Structured term financing.
Lines of Credit
Revolving access for ongoing needs.
SBA-Related Financing
7a and 504 programs.
Accounts Receivable Financing
Invoice and AR-based solutions.
Revenue-Based Financing
Funding tied to revenue performance.
Commercial Real Estate
Property and fix & flip financing.
Bridge Loans
Interim financing for acquisitions.
Business Acquisition Financing
Funding for buying businesses.
Securities-Based Lending
Lending secured by portfolios.
Industry-Specific
Construction, healthcare, trucking, manufacturing, and more.
How the Referral Process Works
Simple steps to get declined files a second look
Brokers and lenders care about responsiveness and protecting their reputation. A signed referral agreement is required before submitting deals. Send declined or hard-to-place deals for review.
1
Review & sign the agreement
Review the referral agreement and sign before submitting any deals.
2
Send the deal
Share basic borrower and request details by emailing us.
3
We review the file
Our team evaluates the situation and identifies what may be possible.
4
We look for possible fits
We assess funding paths based on structure, urgency, and profile.
5
The client receives options if available
If there is a fit, the client can review next steps with clarity.
About Axiant Partners
A commercial financing advisory firm
Axiant Partners helps connect business owners with lenders offering a range of financing solutions. We specialize in situations where traditional banks or single-lender programs may not be the right fit. Referral partners, commercial lending ISO program participants, and equipment vendors can send declined deals. Review the referral agreement before submitting.
What you can expect
- We help where others say no
- We protect your relationship
- We understand hard-to-place files
- We keep communication clear
FAQ
Questions brokers and lenders ask
Where can I send declined business loan deals?
Brokers, lenders, MCA shops, and finance companies can send declined business loan files by emailing us. We work with a broader lending network and can match deals from approximately $10,000 to $5,000,000+ depending on structure.
Do brokers get paid for referring declined deals?
Yes. Referral partners receive 35% revenue share when deals close successfully. This applies to brokers, lenders, MCA shops, and finance companies who send declined files.
What if my lender's exposure is capped?
When lender exposure is capped, deals may still deserve a second look through a different lending network. We work with multiple lenders with varying exposure limits.
What credit profiles may qualify?
Different lenders have different credit boxes. Some programs may consider borrowers starting around 500+ FICO depending on deal structure, revenue profile, time in business, and collateral. Equipment-backed or revenue-based situations may create additional possibilities.
Will this reflect well on my brand?
Yes. We keep communication clear, respond promptly, and protect your client relationship. The process is designed to be professional and relationship-first.
Have a deal you can't place?
Send it for a second look
Declined for credit, exposure caps, policy limits, or structure? Send the file here. We respond promptly and keep you informed.
Referral submissions should follow agreement review and signature.