Commercial Finance
A commercial finance deal network connects brokers, vendors, and advisors with lenders for declined deals and hard-to-place business loans. When banks, credit unions, or primary lenders say no, the network provides a channel to send declined business loans for second look evaluation by lenders with different credit standards and program guidelines.
Commercial finance covers a wide range of business financing—equipment, working capital, term loans, lines of credit, and more. Lenders have different credit boxes, program limits, and risk appetites. A commercial finance deal network fills a gap by connecting referral partners with financing sources that may evaluate deals differently. Brokers, vendors, and advisors routinely encounter clients who were declined elsewhere. Without a network, those deals may have nowhere to go.
The referral partner network evaluates opportunities that may qualify depending on structure, revenue, collateral, and lender guidelines. No approval is promised—each deal is reviewed on its merits. Send declined business loans for evaluation. See what is commercial finance for an overview. Deal placement network and broker deal placement network describe related concepts. How brokers place loan deals explains the placement process.
Situations where a commercial finance deal network is often consulted:
A commercial finance deal network operates through referral relationships. A broker, vendor, or advisor with a signed referral agreement submits the deal. The financing partner evaluates the opportunity and, if appropriate, matches it to a lender in their network. The referral partner does not broker the loan—they introduce the opportunity and may receive revenue share when the deal closes.
Deals are reviewed based on multiple factors: credit profile, revenue, time in business, collateral, industry, and structure. Opportunities may qualify depending on how these factors align with lender appetites. No approval is promised—each deal is evaluated on its merits. See commercial lending referral partners for how the partnership works. Commercial finance referral program describes the program structure.
Equipment purchase declined by vendor program. A manufacturer needs machinery; the vendor's in-house program declined due to credit. The vendor refers the deal to a commercial finance deal network. An alternative lender with equipment-backed financing may consider the deal depending on structure and collateral.
Working capital declined by bank. A contractor needs working capital; the bank declined due to industry or exposure. The contractor's CPA refers the client to a financing partner through the network. Revenue-based or alternative structures may create options.
Broker deal outside lender box. A broker has a solid deal that does not fit any of their current lenders. They submit to a referral partner network for second look. The network may match the deal to a lender with different guidelines.
Brokers use commercial finance deal networks when deals fall outside their primary programs. Vendors use them when in-house financing declines a buyer. Consultants and CPAs use them when clients need financing and have been declined elsewhere. The common thread: a need for a different evaluation than the first lender provided.
Placement is not a guarantee. It is an additional path to explore when the first path did not work. Send declined business loans and hard-to-place business loans for review through the referral partner process. Review the referral agreement before submitting. See second look business lenders for deals declined elsewhere.
Submit borrower and request details by email.
We evaluate the opportunity and identify possible funding paths based on multiple factors.
Partners stay informed throughout the process.
When a deal closes, partners may receive 35% revenue share per the agreement.
FAQ
A commercial finance deal network is a network that connects referral partners—brokers, vendors, advisors—with lenders and financing sources for business loans. Referral partners introduce opportunities; the network evaluates and may match deals to appropriate lenders.
Brokers, lenders, ISOs, equipment vendors, CPAs, consultants, and advisors who have a signed referral agreement can use a commercial finance deal network. The referral partner introduces the opportunity; the financing partner evaluates it.
The network may work with equipment financing, working capital, term loans, lines of credit, SBA-related financing, accounts receivable financing, fleet financing, and other commercial finance products. Options depend on deal structure and lender appetites.
Referral partners typically receive revenue share when a deal closes—often around 35%. Payment is issued within 30 days of funds received. Compensation is based on successful placements, not introductions alone.
Yes. Referral partners must review and sign the referral agreement before submitting any deals. The agreement defines compensation, protects both parties, and establishes the process.
Yes. Commercial finance deal networks often specialize in declined and hard-to-place deals. Referral partners can send declined business loans for second look evaluation. Each deal is reviewed on its merits; approval is not guaranteed.
Have a declined deal?
Review the referral agreement, sign it, and submit opportunities for evaluation.
