Vendor Financing
Equipment sales financing solutions help vendors offer financing options when in-house programs decline buyers. Alternative lenders may evaluate deals based on structure, credit profile, collateral, and revenue—creating options beyond the vendor's primary program.
Equipment vendors often offer in-house financing to close sales. When that program declines a buyer, the sale can stall. Alternative financing solutions give vendors another path—and may help close deals that would otherwise be lost.
In-house vendor programs have credit boxes, industry restrictions, and deal limits. A buyer who does not fit may still be creditworthy for another lender. Equipment sales financing solutions connect vendors with alternative lenders who may evaluate deals based on different criteria. The vendor refers the opportunity; the financing partner evaluates it and, if appropriate, matches it to a lender.
Vendors participate through vendor referral partner programs. They review and sign a referral agreement, then submit buyer and equipment details when in-house financing declines. No funding is promised—each deal is evaluated on its merits. When a deal closes, the vendor may receive revenue share. Learn more about how vendors get paid for referring financing.
Situations where alternative equipment financing is often used:
Equipment sales financing solutions operate through referral networks. The vendor signs a referral agreement and submits the deal when in-house financing declines. The financing partner evaluates the opportunity based on credit profile, revenue, time in business, collateral value, industry, and structure. If a lender in the network may consider the deal, the partner facilitates the connection.
Vendors stay informed throughout the process. When a deal closes, they may receive revenue share—often around 35%—per the agreement. Compensation is based on successful placements. The vendor does not broker the loan; they introduce the opportunity. Eligibility depends on lender guidelines and deal fit. How vendors offer financing options and equipment vendor financing partners are related topics.
Manufacturing equipment decline. A manufacturer needs new machinery; the vendor's in-house program declined due to credit. The vendor refers the deal to a financing partner. An alternative lender with equipment-backed financing may consider the deal depending on structure and collateral.
Construction equipment. A contractor needs excavators; the vendor's program has industry restrictions. The vendor submits to a placement network. Alternative equipment financing may be available depending on the evaluation.
Medical equipment. A practice needs imaging equipment; the vendor's program declined due to time in business. The vendor refers through a referral partner. An alternative lender may consider the deal based on revenue and collateral.
Equipment sales financing solutions may cover a wide range of assets: manufacturing machinery, construction equipment, medical equipment, technology and IT, vehicles and trucks, agricultural equipment, restaurant equipment, and more. Eligibility depends on lender guidelines, collateral value, and deal structure. Each opportunity is evaluated individually.
Vendors selling any of these equipment types may benefit from a referral relationship when in-house programs cannot accommodate a buyer. Commercial finance deal placement and financing for equipment vendors provide additional context. Review the referral agreement before submitting deals.
Submit buyer and equipment details by email.
We evaluate the opportunity and identify possible funding paths based on multiple factors.
Partners stay informed throughout the process.
When a deal closes, partners may receive 35% revenue share per the agreement.
FAQ
Equipment sales financing solutions are options vendors use when in-house programs cannot accommodate a buyer. Alternative lenders may evaluate deals based on structure, credit, collateral, and revenue. Vendors refer the opportunity; financing partners evaluate and may match to a lender.
Vendors need alternative financing when their in-house program declines a buyer due to credit, industry, deal size, or other factors. A referral to an alternative financing network may create options depending on the evaluation.
Yes. Vendors with a signed referral agreement may receive revenue share when equipment financing deals close. Compensation is typically around 35% and is paid within 30 days of funds received. Payment is based on successful placements.
Equipment financing may cover machinery, vehicles, technology, medical equipment, construction equipment, manufacturing equipment, and more. Eligibility depends on lender guidelines, collateral value, and deal structure. Each opportunity is evaluated individually.
Vendors review and sign a referral agreement, then submit buyer and equipment details when in-house financing declines. The financing partner evaluates and may match the deal to an alternative lender. Vendors may receive revenue share when deals close.
Referral programs typically focus on deals that in-house programs declined or cannot accommodate. If your program approved the deal, you would use that path. Referral is for when you need an alternative.
Equipment deal declined in-house?
Review the referral agreement, sign it, and submit opportunities for evaluation.
