Commercial Finance Referrals
Commercial finance spans equipment financing, working capital, commercial real estate, and other business funding products. Referral fees in this space work across product types—when a broker, vendor, or advisor introduces an opportunity and the deal funds, they may receive revenue share under a referral agreement.
Commercial finance is the broader category. It includes equipment financing, working capital, commercial real estate, vendor financing, accounts receivable financing, and other products businesses use to fund operations, acquisitions, or asset purchases. Commercial lending often refers more narrowly to term loans and credit facilities. Referral fees operate across both—when a deal funds, the referral partner may receive compensation regardless of product type.
Professionals who work with business owners encounter opportunities across the commercial finance spectrum. An equipment vendor sees buyers who need machinery financing. A CPA's client needs working capital for expansion. A broker has a CRE deal that does not fit their lender lineup. In each case, the referrer introduces the opportunity; the financing partner evaluates it and, if appropriate, places it. What is commercial finance covers the full product landscape. Referral partners can submit opportunities across these categories.
The same referral agreement typically applies whether the deal is equipment, working capital, CRE, or another product. Compensation is based on the funded transaction, not the product category.
Many professionals encounter financing opportunities but do not broker loans themselves. Equipment vendors focus on selling; CPAs focus on advisory; consultants focus on strategy. Referral partnerships let them monetize opportunities without becoming lenders or brokers. The referral agreement defines how compensation works—typically a percentage of revenue when the deal funds. No approval is promised; each opportunity is evaluated on its merits. Deals may or may not qualify depending on structure, credit, revenue, collateral, and lender appetites.
Commercial finance referral fees create a path for professionals across industries to participate. Whether the need is equipment, working capital, CRE, or another product, the same process applies: sign the agreement, submit the opportunity, and if the deal funds, the partner may receive revenue share. Send declined business loans and hard-to-place business loans for review through the referral process.
Situations where commercial finance referral fees often apply:
Referral partners must sign the referral agreement before submitting any deals. The agreement defines compensation—typically 35% revenue share when a transaction funds—payment timing, clawbacks, and non-circumvention. Partners introduce opportunities; the financing partner evaluates them and works to place deals with appropriate lenders. Compensation is based on successful placements, not introductions alone. For more detail on agreement terms, see commercial lending referral fees.
Manufacturing equipment. A manufacturer needs machinery; the vendor's in-house program declined. The vendor refers the deal to a financing partner. If an alternative equipment lender funds the transaction, the vendor may receive revenue share under the referral agreement.
Working capital for contractor. A contractor needs cash flow; the bank declined. The contractor's CPA refers the client to a financing partner. If a working capital or revenue-based deal funds, the CPA may receive revenue share.
CRE deal outside broker box. A broker has a solid CRE opportunity that does not fit their lenders. They submit to a referral partner network. If the deal funds through the network, the broker may receive revenue share.
Declined deal from lender. A lender has a file that does not fit policy or exposure limits. They refer to a declined deals channel. If the deal funds elsewhere, the referring lender may receive revenue share.
Brokers use referral partnerships when deals fall outside their lender lineup—whether equipment, CRE, or working capital. Vendors use them when in-house financing declines a buyer. CPAs and consultants use them when clients need funding and the advisor does not broker loans. The ISO program and vendor partnerships use the same referral agreement. Deals are evaluated on multiple factors; qualification depends on structure, revenue, collateral, and lender appetites. No approval is guaranteed.
Submit borrower and request details by email—equipment, working capital, CRE, or other.
We evaluate the opportunity and identify possible funding paths based on multiple factors.
Partners stay informed throughout the process.
When a deal closes, partners may receive 35% revenue share per the agreement.
FAQ
Commercial finance is the broader category covering equipment financing, working capital, CRE, vendor financing, A/R financing, and other business funding products. Commercial lending typically refers more narrowly to term loans and credit facilities. Referral fees apply across both.
Yes. Under a typical referral agreement, partners may receive revenue share when any funded transaction closes—whether equipment financing, working capital, CRE, or another product. Compensation is based on the funded deal, not the product type.
Equipment vendors, brokers, CPAs, consultants, lenders with declined files, and other professionals who introduce financing opportunities may earn referral fees when deals fund. A signed referral agreement is required before submitting deals.
Payment is typically issued within 30 days of the financing firm's receipt of funds from the funded transaction. Compensation is based on successful placements, not introductions alone.
Equipment financing, working capital, commercial real estate, lines of credit, A/R financing, revenue-based financing, bridge loans, and other commercial finance products—depending on the deal structure and lender appetites.
Yes. Referral partners must sign the agreement before submitting any deals. The agreement defines compensation, protects both parties, and establishes the process.
Have a financing opportunity?
Review the referral agreement, sign it, and submit opportunities for evaluation—equipment, working capital, CRE, or other.
